- Download the Request for Mediation Form. File within 28 days of receiving the court summons.
- Download the Pro Se Packet. File this packet after the 28 days of receiving the court summons if you did not file a request for mediation form within the 28 day deadline.
- Download the Pro Se E-File Flier.
Mediation is an opportunity for you and the lender to workout a solution that may allow you to keep your home. The mediator is neutral and helps with the negotiation. Participating in mediation extends the time you have to answer the court regarding the foreclosure of your home. Mediation Services are free.
What Do You Need to Do?
- Stay in your home. Neither the bank nor the surrounding community want to have an abandoned home.
- Read your mail and answer your phone.
- Respond to the court no later than 28 days after receiving your court papers by sending the request for mediation form to the court. Failure to respond could result in the loss of your home.
- If you are in foreclosure and the 28 days from the time you received your summons has expired you will need to file a pro se packet (see above for link to download document) with the court to request mediation.
- Call the loss mitigation department of your bank and talk to a housing counselor before you agree to any plan with your lender.