Skip to main content

FORECLOSURE RESOURCES



Here are some of the agencies and the free services they offer to prevent foreclosure or help Franklin County residents facing foreclosure.

APPRISEN

700 Taylor Road, Suite 190
Gahanna, Ohio 43230
Phone: 800-355-2227

  • Counseling
    • Mortgage Delinquency & Foreclosure Prevention
 

Housing Services Department
788 Mount Vernon Avenue
Columbus, Ohio 43203
Phone: 614-257-6300

  • Mortgage Assistance Program
    • Save the Dream Ohio provides assistance to income-eligible homeowners who face foreclosure and/or cannot afford their mortgage payments or other related housing costs as a result of economic hardship caused by the COVID-19 pandemic. The program is administered by the Ohio Housing Finance Agency.
    • Save the Dream Ohio also provides assistance to prevent utility service disconnection and/or prevent defaults on non-escrowed property taxes or homeowner fees.
  • Classes
    • Financial Coaching
 

FRANKLIN COUNTY JOB & FAMILY SERVICES
EMERGENCY ASSISTANCE

Phone: 614-525-4000 (call for the office closest to you)

  • Mortgage Assistance Program
    • The Prevention, Retention and Contingency program (PRC) provides one-time financial assistance for emergency situations. Applicants must have a minor child, be at or below 165% of poverty, and have 30 days worth of income.
      • Individuals who qualify for PRC are eligible for up to $1,500 in financial assistance.
      • The financial assistance can be used toward a person's mortgage as long as the individual has not used PRC toward a rental or any other housing expense in the past two years.
      • The financial assistance cannot be used toward a downpayment.
 

FRANKLIN COUNTY TREASURER'S OFFICE

373 South High Street, 17th Floor
Columbus, Ohio 43215
Phone: 614-525-3438

Property taxes can contribute to foreclosure, particularly when the taxpayer is misinformed of the amount.

  • Payment Options to Help Budget Current Taxes
    • Direct Debit allows you to authorize the Treasurer to debit your checking or savings account to prepay your real estate taxes automatically on a monthly, annual or semi-annual basis. If you choose the monthly option, interest earned will be credited to your next tax.
    • Budget Pay lets you make monthly payments by check or cash to better budget for your next tax bill. Each month you decide how much to pay.
    • E-Check allows you to pay online without fees.
    • Credit Card payments can be made through our website or by calling 877-495-2729. (A 2.75% fee will be charged by the transaction processing company.)
  • Payment Plans to Pay Delinquent Taxes
    • Stop penalties and interest from accruing by entering into a payment plan that gives you up to 60 months to pay your delinquent taxes as well as your current taxes in convenient monthly installments.
 

HOMEPORT

3443 Agler Road
Columbus, Ohio 43219
Phone: 614-221-8889

  • Counseling
    • Post-Purchase and Budget Counseling.
    • Foreclosure Prevention Coaching provides families with the tools necessary to maintain their home by identifying the cause of default or delinquency, identifying intervention strategies, and reviewing budgeting skills. The agency will work with banks and other creditors to try to save the home.
  • Classes
    • Financial Fitness
 

HOMES ON THE HILL
COMMUNITY DEVELOPMENT CORPORTATION

3659 Soldano Boulevard
Columbus, Ohio 43228
Phone: 614-275-4663, ext. 109

  • Counseling
    • Foreclosure Prevention Orientation covers topics that include refinancing, managing debt, and creating a spending and savings plan.
 

HUD

Phone: 800-569-4287 or 614-469-5737

The U.S. Department of Housing and Urban Development offers a list of approved housing counselors in Ohio who can help with issues including foreclosure.

 

IMPACT COMMUNITY ACTION

​711 Southwood Avenue
Columbus, Ohio 43207
Phone: 614-252-2799
  • Mortgage Assistance Program
    • The purpose of the Mortgage Assistance Program is to provide emergency financial assistance to prevent homelessness and/or establish permanent housing. Homeowners wth past-due mortgage payments are among the people eligible for this program. 
  • Programs
    • Home Energy Assistance Summer Crisis Program: This program provides a one-time benefit to eligible Ohioans for cooling assistance during summer months. The program runs from July 1st to August 30th.
    • Winter Crisis Program: This program helps income-eligible Ohioans maintain utility service when they have been threatened with disconnection, have been disconnected or have less than a 25 percent supply of bulk fuel in their tanks. The Winter Crisis Program can also assist with furnace repair. 
 

LEGAL AID SOCIETY OF COLUMBUS

1108 City Park Avenue
Columbus, Ohio 43206
Phone: 614-224-8374 

The Legal Aid Society of Columbus assists low-income clients facing foreclosure. 

 

LSS 211 CENTRAL OHIO

Phone: 211

LSS 211 is an information referral service of Lutheran Social Services that connects Central Ohio residents with basic services such as emergency food, housing, clothing and health care.

The service can direct individuals facing foreclosure to local agencies that can help with mortgage payments or provide counseling services. The agency's call center provides referrals 24 hours a day, seven days a week.

 

VETERANS SERVICE COMMISSION

280 East Broad Street, Room 100
Columbus, Ohio 43215
Phone: 614-525-2500

  • Mortgage Assistance Program
    • Provides mortgage assistance to veterans in an amount determined by the Commission. It is most beneficial for veterans to apply prior to actual foreclosure action as attorney fees are not eligible for funding. No requirements other than the applicant must be a veteran.